October is National Cybersecurity Month and Matt Bradley from First Security Bank in Charles City thinks it is vitally important to recognize. This month is annual and meant to bring awareness to how your finances or even identity can be compromised via the internet.
To start, cyber thieves are trying to get access to your personal information. Bradley says in the past people with stolen identity have even shown up on sex offender lists without their knowledge.
Many consumers may already be aware of the use of physical skimmers that are used to steal personal information. A skimmer is a device that is typically placed on a gas pump or ATM and is programmed to steal data from credit and debit cards. Bradley says ‘e-skimming’ is the new threat facing cybersecurity.
Bradley says that the most common hacking technique is still ‘e-fishing’ which involves sending fraudulent emails to their prey.
To combat these types of cyber attacks, Bradley says there are two main ways:
- A credit freeze – which restricts access to your credit report and prevents new credit from being opened in your name without your express permission.
- Getting a credit report –